Terms and Conditions for LokzoPay Digital Wallet Payments Gateway
Please read these Terms and Conditions carefully before using LokzoPay's digital wallet payments gateway. By accessing or using our services, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you may not use our services.
1. Account Registration:
a. Eligibility: To use LokzoPay, you must be at least 18 years old and capable of entering into a legally binding agreement. By creating an account, you represent and warrant that you meet these requirements.
b. Account Information: You are responsible for providing accurate and up-to-date information during the registration process. You must safeguard your account credentials and promptly notify us of any unauthorized use or security breaches.
2. Use of Services:
a. Payment Authorization: By using LokzoPay, you authorize us to process payments on your behalf and charge your linked payment method. You are responsible for ensuring the availability of sufficient funds or credit to complete transactions.
b. Prohibited Activities: You agree not to use LokzoPay for any illegal, fraudulent, or unauthorized purposes. You must comply with all applicable laws and regulations while using our services.
c. User Conduct: You are solely responsible for your actions and interactions on LokzoPay. You agree not to engage in any activities that may disrupt or interfere with the proper functioning of our platform or compromise the security of other users' accounts.
3. Fees and Charges:
a. Transaction Fees: LokzoPay may charge transaction fees for certain services. These fees will be disclosed to you prior to completing a transaction. You are responsible for all applicable fees and charges associated with your use of our services.
b. Currency Conversion: If you make a payment in a currency different from your account's default currency, currency conversion fees may apply. The applicable exchange rate will be displayed to you before completing the transaction.
4. Intellectual Property:
a. Ownership: LokzoPay and its associated trademarks, logos, and content are protected by intellectual property laws. You agree not to use, reproduce, modify, or distribute any copyrighted material without obtaining the necessary permissions.
b. Feedback: If you provide us with feedback, suggestions, or ideas regarding LokzoPay's services, you grant us a non-exclusive, worldwide, royalty-free, perpetual license to use, modify, and incorporate such feedback into our platform.
5. Privacy:
Your use of LokzoPay is subject to our Privacy Policy, which outlines how we collect, use, disclose, and store your personal information. By using our services, you consent to our collection and use of your information as described in the Privacy Policy.
6. Limitation of Liability:
To the extent permitted by law, LokzoPay and its affiliates, directors, officers, employees, and agents shall not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of our services.
7. Termination:
We reserve the right to suspend, restrict, or terminate your access to LokzoPay's digital wallet payments gateway at any time and for any reason, without prior notice. You may also terminate your account by contacting our support team.
8. Governing Law and Dispute Resolution:
These Terms and Conditions shall be governed by and construed in accordance with the laws of [insert governing jurisdiction]. Any disputes arising out of or in connection with these terms shall be resolved through arbitration or the courts of [insert governing jurisdiction].
9. Changes to Terms and Conditions:
We may update these Terms and Conditions from time to time. Any material changes will be communicated to you through the contact information you provided or by posting a notice on our website. Your continued use of LokzoPay after the changes will constitute your acceptance of the revised terms.
10, Reference number:
We don't refund any deposit made without reference number:
As receiving and creating deposit is automatic with live API. This means all manual deposit without reference number will not be credited to your LokzoPay wallet. Your reference number is the account number LokzoPay provides for you to receive money from other LokzoPay user.
11. Contact Us:
If you have any questions, concerns, or inquiries regarding these Terms and Conditions or LokzoPay's services, please contact us using the contact details provided on our website.
By using LokzoPay's digital wallet payments gateway, you agree to abide by these Terms and Conditions and any applicable laws and regulations.